Palette Financial Group

Insurance . Financial . Retirement

Ready to Help with the Financial Decision of Life.

Welcome to our web site.Our goal is  to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, wealth and lifestyle preservation. Utilizing this site (newsletters, calculators, articles, research reports, e-seminars and other current market data), you can become better educated, more comfortable in decision making, and more proactive concerning your personal finances.

 

Our resources can help you answer such questions:

          1) How can I get more from my investments?

          2) Am I saving enough and/or will I have enough money to last in retirement?

          3) How can I reduce my exposure to risk?

          4) How can I preserve more of my assets for my heirs?

          5) What is the best way to save for college?

          6) Do I have the right amount of insurance (life, disability, long term care)?

We hope you visit our web site often as our content is constantly changing.
Calculators

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Savings Accumulation

Estimate the future value of your current savings.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

More Calculators →

Newsletters

There’s Still Time to Catch Up

Worker confidence in affording a comfortable retirement fell to a record low in 2011, but investors aged 50 and older may be able to make up for lost time by maximizing contributions to retirement plans and taking advantage of catch-up contribution limits. The accompanying chart shows the potential difference in accumulation by taking advantage of catch-up contributions.

HOT TOPIC: Current Economic Conditions and the Prospect for Inflation

Inflation jumped up to 3.2% in April. That’s still below the 50-year average but it may be little consolation for anyone who has been to a gas station or a grocery store recently.

HOT TOPIC: Looking Ahead in 2012

2011 was a year of slow economic recovery, market volatility, and political conflict over the budget, the national debt, and taxes. All of these challenges continue to face us as we begin the new year. This article presents an overview of some of the issues that bear watching in 2012.

To Roll or Not to Roll: It's Your Choice

Some employers are encouraging departing employees to leave their retirement savings in their employer plans. But employees should make any decisions based on their own needs and concerns, not the former employer's. Read about the pros and cons of rolling over retirement plan assets to an IRA.

More Newsletters →